Personal Loans

1. How much can I borrow?
2. What can I use the money for?
3. Can you help if I am Self Employed?
4. I have had some credit problems in the past can you still help?
5. I have a good credit history. Will I be able to get a low cost loan?
6. How long will it take to get my money?
7. Who is the loan arranged with?
8. What is a Secured Loan?
9. Can I protect my repayments if I become sick or lose my job?
10. How do I apply?

Q1: How much can I borrow?
Ans: Our loans start at £5,000 and go up to £250,000.
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Q2: What can I use the money for?
Ans: Our customers have used their money to pay off their credit cards, home improvements, a holiday, a new car. In fact, almost any purpose you can think of.
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Q3: Can you help if I am Self Employed?
Ans: Yes. If you have Certified Accounts or if you have to Self Certify your income we have plans to suit.
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Q4: I have had some credit problems in the past and have some County Court Judgements. Can you still help?
Ans: We have customers who have experienced difficulties in the past and have County Court Judgements, Mortgage Arrears or both. We will listen to each case sympathetically and will do our very best to help.
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Q5: I have a good credit history. Will I be able to get a low cost loan?
Ans: Whether you have a good credit history or a poor one we will do our best to arrange funds for you at the best rate we can.
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Q6: How long will it take to get my money?
Ans: On average our customers get their money within 21 days.
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Q7: Who is the loan arranged with?
Ans: Our loans are arranged through leading High Steet Banks, Building Societies and other Lending Institutions.
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Q8: What is a Secured Loan?
Ans: You permit the Lender to take out a charge on your property rather like your mortgage. If you fail to keep up payments on the loan then you will have to pay the Lender any money owed when you come to sell your house.
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Q9: Can I protect my repayments if I become sick or lose my job?
Ans: Yes. We recommend that all of our customers take out a payement protection plan. This small amount of outlay provides piece of mind.
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Q10: How do I apply?
Ans: You can apply online . Simply complete the brief application form and we will contact you to discuss your options.
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Repay existing credit and existing debts, new car, holiday, home improvement etc. Loans available only to residents of England, Scotland, Wales & Northern Ireland

Applying for a loan could not be easier, if you are a house owner or mortgage payer and have a good credit history you may qualify for our very best terms, APR from 8.9%. 

If you have experienced problems, such as mortgage arrears, court orders, defaults or been refused a loan before, we can still help.
Compare our rates with your bank or building society You'll be very surprised - Fixed Interest Available Complete the application form for a quotation without obligation

Please ensure you can afford the repayments before applying

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
Loan secured to property - written details on request.

*No fees or charges on standard loan plans.