Intelligent Finance is a division of Halifax plc, which merged in September
2001 with the Bank of Scotland to form a new banking group called HBOS. Since
our launch in September 2000, we've provided a range of banking services,
and created a radical new approach to personal finance.
Intelligent Finance
the HBOS group
Halifax and Bank of Scotland are two of the UK's bestknown and most wellliked
banks.
Intelligent Finance
the Halifax
is the UK's no.1 mortgage lender and savings provider, with over 150 years
experience; Bank of Scotland has a 300year heritage, occupying a leading
position in personal and business banking.
Intelligent Finance
the merger
has allowed the two organisations to benefit from each othe r's areas of expertise,
and build on each othe r's strengths to offer the ir customers an even better
deal.
Intelligent Finance
the HBOS group includes a large
number of brands, many of the m household names. You can see a list of the m
here
Intelligent
Finance
Intelligent
Finance was launched in September 2000 as a completely new concept in personal
finance. Designed to save customers money, the Intelligent Finance plan works
by linking the money our customers have with the money the y borrow, reducing
the amount of interest the y pay on the ir borrowings, or increasing the level
the y earn on the ir savings.
Intelligent Finance
We've
since become one of the country's leading direct banks.
