Bad credit personal loan

If you have bad credit, a personal loan can be difficult to secure. At CCC Financial, we can help. We offer secured and unsecured personal loans, even for those with bad credit. A personal loan could help with your financial problems, so why not give us a try?

Find out about a bad credit personal loan from CCC Financial.

Even if you have bad credit, a personal loan may be an option. We offer secured and unsecured personal loans and mortgages to those with adverse credit ratings. Even if you have had major credit problems in the past and cannot get credit anywhere else, we can help.

We have a very high success rate and by completing the Online Application Form, we can start the ball rolling for you right away. So what are you waiting for? If you have bad credit, a personal loan from CCC Financial could be the answer. We can also help you if you are struggling to meet repayments on any type of credit or hire purchase. Click on one of the options on the left to find out exactly what we can do for you. And remember, at CCC, we do the work and you get the credit

Bad credit mortgage / Adverse credit mortgage / CCJ mortgage
Some applicants may be denied loans due to bad credit history or bad credit scoring on the ir mortgage application. However, nowadays it is possible even for those with bad or adverse credit to obtain a mortgage in the UK.

Lenders who are willing to lend in this market are commonly known as 'sub-prime' and this mortgage market has grown considerably, led primarily by financial institutions from the US. However, borrowers have to pay a price for the se mortgages, with rates a few percentage points higher than those set by mainstream lenders.

the sub-prime mortgage market can be broken down into two distinct sectors. the first is those people with a bad credit history. Many people may have a bad credit history, including County Court Judgements (CCJs) or previous mortgage arrears. Even if the mortgage arrears are paid off, the missed payments will be listed in the credit records. Redundancy is anothe r common reason why people can find the mselves with bad credit.

the second distinct sector consists of borrowers who have clean credit records, but who have problems proving sufficient 'earned' income to attract a mainstream lender, for example self-employed people. Sometimes, lenders categorise this sector as 'complex prime' - people who do not fit the mainstream lender's terms, but who are perfectly deserving of a home loan and can easily afford the payments.

Borrowers should be aware that if the y make all the ir payments on a sub-prime mortgage in full and on time, the n within a few years a sound repayment history will be created and the y may be able re-mortgage with mainstream lenders with lower mortgage rates.

We are mortgage brokers that specialise in the bad credit mortgage sector. Our advisors are very experienced in this area and so can recommend the right mortgage for you based on your credit background.

Previously, people with adverse credit normally had to pay much higher interest rates than mainstream mortgages. Today, things are a lot different. In 2002, one in four mortgages in the UK was a 'sub-prime' mortgage. Consequently, the re is a lot more choice available now and we can now arrange adverse credit mortgages at rates that are only slightly above the very best rates offered on the high street.

We offer professional and confidential advice. We deal with your application quickly and we search all the lenders to find the best mortgage and best interest rate for your individual circumstances. For a fast, free mortgage quote, click on the link below and see what we can do for you!

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